Everyone has a dream. You want to plan, you want to protect, you want to prosper. At Bloom Wealth and Legacy Planning, we focus on helping you turn what may seem like a dream, into reality. Regardless of your stage of life or your financial status, we’ll work with you to customize a flexible plan to provide for your retirement, for your family and for your legacy.

Our services for individuals include:

  • Investment Advice and Retirement Solutions
  • Personal Tax, Estate Planning & Generational Asset Transfer
  • Life Insurance
  • Long Term Care
  • Income Replacement Strategies (Critical Illness & Disability Insurance)

The materials listed below may be helpful in understanding key concepts related to the products and services we provide. Please note that these documents are provided courtesy of Sun Life Assurance Company of Canada, and do not represent the views of, or apply to, the other companies whose products we offer.

Retirement Solutions

Beyond saving for a rainy day, a proper investment strategy can help you reach short-term and long-term financial goals.  The key is to monitor and assess your investment plan along the way while accommodating for new goals, lifestyle changes and financial status. We’ll work with you to customize a solution that is manageable over time, realistic in terms of your resources and results-driven to your goals.

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Life Insurance

The biggest joys in life also create the biggest responsibilities.  Marriage, children and home ownership can create financial dependencies that become a burden in the event of the death of a family member.  Life Insurance can help to ensure that your family will not be faced with added stress such as funeral costs, debt, estate taxes and selling a home. We can help you develop the right insurance strategy that will provide your loved ones with financial security for years to come and you with the peace of mind that everything and everyone, has been looked after.

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Income Replacement Strategies

Critical Illness & Disability Insurance
If you wait until a crisis hits your family and then realize you need coverage, it could sadly be a case of too little, too late. Worrying about finances only magnifies the stress and can be an obstacle to healing and moving forward. Planning now to protect you and your loved ones with the right life insurance and living benefits strategy will provide you with peace of mind, knowing that regardless of when and where tragedy strikes, proceeds and income replacement will be available.

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Personal Tax, Estate Planning & Generational Asset Transfer

Leaving a legacy is about more than just being remembered after you’ve passed on. It’s about protecting what you’ve built, gaining peace of mind that loved ones will be looked after and maybe even leaving the world a better place than when you found it. Effective estate planning can help maximize the benefit of whatever you decide to do with your money by reducing or eliminating taxes, removing unnecessary complications, and ensuring a smooth transition to whoever your beneficiaries may be. Given the uncertain nature of life, it’s never too early to start planning the wishes of your estate. We can show you how.

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Long Term Care

Given that the reality of life is that we age, we get sick and we get injured, there is a real chance that at some point in your life you may need to enter a long-term care facility or receive specialized medical care in your home. This type of care does not come cheap, and depending on the level of care you may want or need, the cost may not be paid by your government health plan.

With the benefit that comes from the right type of long term care insurance, you may not have to withdraw from your savings, or fully rely on other sources of funding. An income-style policy offers the income when you require the care, without having to prove you had expenses. Don’t think about it as planning for the worst, it’s really about planning for the best.

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Travel Insurance

Select the protection that best suits your unique travel insurance needs.  There are options for Travelling Canadians, Travel insurance for Visitors to Canada and Travel insurance for Students.

Click here to apply for travel insurance


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Insurance products (including segregated funds) are offered through multiple insurance carriers.

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